Apollo Beach / Ruskin Homes with Golf Carts OK Community Features

Apollo Beach / Ruskin Homes with Golf Carts OK Community Features

Welcome to Apollo Beach and Ruskin, two hidden gems nestled along Florida's picturesque Gulf Coast in Hillsborough County. Known for their stunning waterfront views and vibrant community spirit, these charming locales offer a unique blend of serene living and recreational opportunities.

Apollo Beach, often dubbed the "Gateway to Tampa Bay," boasts a laid-back atmosphere that attracts those seeking a tranquil lifestyle with easy access to urban amenities. With an array of waterfront properties and beautifully landscaped neighborhoods, residents can enjoy breathtaking sunsets and a variety of water sports right at their doorstep. The community is well-known for its golf cart-friendly environment, allowing residents to cruise along scenic streets and access local shops and eateries with ease.

Just a short drive away, Ruskin offers its own slice of paradise. This quaint town is rich in natural beauty, featuring lush parks, nature reserves, and an abundance of outdoor activities. From fishing in the tranquil waters of the Little Manatee River to exploring the nearby Cockroach Bay Preserve, adventure awaits around every corner.

In both Apollo Beach and Ruskin, you'll find a close-knit community that values a relaxed lifestyle. The homes here are designed with comfort in mind, and many feature spacious layouts, modern amenities, and outdoor spaces perfect for entertaining. With golf carts being a common mode of transportation, residents can easily navigate their neighborhoods, fostering a sense of camaraderie and community spirit.

Whether you're looking to retire, raise a family, or simply enjoy the Florida lifestyle, Apollo Beach and Ruskin offer the perfect backdrop for your next chapter. Discover your dream home in this idyllic coastal paradise today!

Newest Apollo Beach / Ruskin Homes with Golf Carts OK Community Features

211 S Port Royal Lane Unit 523, Apollo Beach
$199,900
3 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
Large 3 bedroom - 2 Bath home located in Caribbean Isles Residential Cooperative. This home has been meticulously maintained. The Lania is Glass enclosed and overlooks a picturesque pond with lighted fountain that provides a very relaxing moment. Split plan with large Primary Bedroom Dual Closets and an Ensuite. The home has a water Softener and an under-sink water filter fountain for drinking water. The Kitchen has an abundance of storage. The home is tastefully furnished. Bring your clothes and linens and move in. Caribbean Isles is a VERY ACTIVE 55+ Waterfront gated community with no HOA or CDD’s. Maintenance fee is $242.00 monthly. Some of the finest outdoor amenities are here to keep you as active as you want to be. Some of the amenities include year-round heated pool, kayak launch, and a boat launch. There is a separate storage lot for boats and trailers (for fee), bocce-ball, shuffleboard, and horseshoes. Inside, the clubhouse has many amenities including a large area for gatherings, dances, bingo, and of course pot-luck dinners to mention a few. Large game room including bar shuffleboard, darts, card table and 3 pool tables. Separate crafting room for ceramics (2 large kilns), quilting and other crafting. There are regular outside the park activities to keep you on the go. Come see why the Caribbean Isles in Apollo Beach is such a wonderful place to live. Come and enjoy your slice of PARADISE!

211 S Port Royal Lane Unit 523, Apollo Beach
314 Ibisview Lane, Apollo Beach
$339,900
3 Beds ⋅ 3 Baths ⋅ Townhomes At Compass Pointe SubDv. ⋅ 33572 Zip Code
Short Sale. 314 Ibisview Ln | 4 bedrooms | 2.5 baths | 2,623 sq ft | 2-car garage townhome in MiraBay. Short sale, subject to lender approval, sold as-is. This two-story, maintenance-free townhome has more room than most, starting with a downstairs bedroom and half bath that work well for guests or a home office. The open living and dining area has luxury plank tile and fills with natural light, and the kitchen brings 42-inch cabinets, granite counters, stainless appliances, a center island and a breakfast bar. Upstairs, the oversized primary suite has a bath with a walk-in shower, garden tub, dual sinks and a private water closet, along with two more bedrooms and a full bath. The 2-car garage gives you real storage, something a lot of townhomes can't offer. Living in MiraBay means a gated community with a clubhouse, pool, fitness center, sauna, tennis and basketball courts, parks and a playground, all in the waterfront setting Apollo Beach is known for, with quick access to US 41 and Tampa.

314 Ibisview Lane, Apollo Beach
421 Islebay Drive, Apollo Beach
$1,100,000
4 Beds ⋅ 4 Baths ⋅ Mirabay Ph 1b-1/2a-1/3b-1 SubDv. ⋅ 33572 Zip Code
Virtually Staged. 421 ISLEBAY DR, APOLLO BEACH, FL 33572 | 4 BEDROOMS + OFFICE + LOFT | 3.5 BATHROOMS | 3,341 SQ. FT. | 70 FT SALTWATER CANAL | PRIVATE DOCK | 10,000 LB BOAT LIFT | FIRST-FLOOR PRIMARY At 421 Islebay Drive, the Florida waterfront lifestyle begins in your own backyard. Set on 70 feet of saltwater canal frontage in MiraBay, this 4-bedroom, 3.5-bath home pairs 3,341 sq. ft. of living space with a private 29x4 dock with electric and a 10,000 lb boat lift. From time on the water to evenings on the covered lanai, the home is designed around enjoying life by the canal. Inside, the two-story layout gives everyone room to spread out while keeping the primary suite and dedicated office on the first floor. The main living area brings the kitchen and family room together in an open layout, complemented by a custom feature wall, electric fireplace and built-in shelving. Luxury vinyl flooring runs through the living areas and bedrooms. The kitchen is ready for everyday meals and entertaining with stone counters, a center island, breakfast bar, pantry, natural gas cooktop and 2025 KitchenAid appliances, including a built-in oven with air fryer. The first-floor primary bedroom has a walk-in closet and tray ceiling, while the en-suite bath has marble flooring, split vanities, stone counters, a garden tub and separate shower. Upstairs, three additional bedrooms and a 16x13 loft create flexible space beyond the main living areas. Two full baths serve the second floor, including a Jack-and-Jill bath. Updated bathrooms add marble flooring, new vanities and updated lighting. Important improvements add even more value: dual A/C systems replaced in 2024, water heater replaced in 2024, KitchenAid appliances added in 2025, and a new metal roof section completed in 2026 alongside the approximately 5-year-old shingle roof. French doors lead outside to a covered lanai, patio and fenced yard overlooking the canal. The concrete seawall, private dock and boat lift put the water at the center of daily life, whether you are heading out by boat or simply unwinding beside the canal. MiraBay extends the lifestyle beyond the property with a clubhouse, fitness center, community pool, tennis courts, parks, playground, golf-cart-approved streets and community boat ramp. The required HOA is $190 annually, and the home is connected to public water, public sewer and natural gas. ***** WHAT THE SELLER LOVES Having the boat right behind the house makes it easy to enjoy time on the water, while the fenced yard and covered lanai create a comfortable place to relax outdoors. The first-floor primary suite, dedicated office, upstairs loft, updated bathrooms and major 2024-2026 improvements make the home easy to enjoy day to day, with MiraBay's recreation and waterfront lifestyle just beyond the front door.

421 Islebay Drive, Apollo Beach
6237 Clewiston Avenue, Apollo Beach
$389,110
3 Beds ⋅ 3 Baths ⋅ D8v | Waterset Wolf Creek Phase E SubDv. ⋅ 33572 Zip Code
Discover the luxury of brand new townhome living with an impressive collection of designer upgrades and modern conveniences. This beautifully appointed home features elegant quartz countertops, a full gas stainless steel appliance package including refrigerator , and a washer and dryer included for effortless move-in living. Durable, stylish LVP flooring flows throughout, while a tankless water heater provides energy efficient comfort and endless hot water. Blinds throughout add a finished, designer touch, and the peaceful conservation view creates a serene backdrop for everyday living. From the thoughtfully selected finishes to the modern amenities, every detail has been designed to deliver the comfort and elevated lifestyle of a truly exceptional new construction townhome.

6237 Clewiston Avenue, Apollo Beach
144 Silver Falls Drive, Apollo Beach
$407,000
2 Beds ⋅ 2 Baths ⋅ Southshore Falls Phase 1 SubDv. ⋅ 33572 Zip Code
144 SILVER FALLS DR, APOLLO BEACH, FL 33572 | 2 BEDROOMS + OFFICE | 2 BATHROOMS | 1,933 SQ. FT. Live just steps from the clubhouse, pools, fitness center, and activities at Southshore Falls! This Centex-built home pairs a spacious, comfortable floor plan with one of the most convenient locations in this gated 55+ community. Fresh interior paint from September 2026 gives the home a bright start, and there is no carpet anywhere. The bedrooms have fresh, easy-to-maintain wood-look plank flooring. An updated HVAC system adds another meaningful improvement, while recently updated landscaping welcomes you outside. The decorative front door opens to a foyer with diagonally laid tile and a custom design insert. Beyond it, the living, dining, and sitting areas offer space to spread out or bring everyone together. The kitchen is made for both everyday meals and entertaining, with granite countertops, a tile backsplash, 42-inch cabinets, recessed lighting, a breakfast bar, a large pantry, and a bistro area for coffee. Crown molding, plantation shutters, and ceiling fans add finishing touches throughout. The primary suite offers a large walk-in closet, dual vanities, and a walk-in shower. A second bedroom gives guests their own space, while the office with glass doors can also serve as a den or hobby room. At the end of the day, step onto the extended tiled lanai and enjoy the privacy and changing views of nature. The Wellspring Club is a short stroll away. Enjoy the 14,000-square-foot clubhouse with its ballroom, fitness center, billiards, café, library, card room, and craft room. Outside, choose from the heated lagoon pool, resistance pool, additional community pool, spa, pickleball, tennis, bocce ball, shuffleboard, putting green, and walking and biking trails. A full calendar of clubs and activities makes it easy to find your favorite way to spend the day. The low HOA supports an easier lifestyle with lawn and landscape care, community irrigation maintenance, roof pressure cleaning, amenities, and a 24-hour staffed gate. Pets are welcome, subject to community rules, and there is no CDD. Shopping, waterfront dining, and Florida beaches are within reach. WHAT THE SELLER LOVES: Being able to walk to the clubhouse and amenities, enjoying the private lanai, and having a home with fresh paint, updated flooring, no carpet, and landscaping care included.

144 Silver Falls Drive, Apollo Beach
109 N Saint Thomas Circle, Apollo Beach
$184,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
Must-See Spacious Home. This home is among the largest in our community, offering ample space both inside and out. With off-street parking for up to 5 vehicles under a newly constructed Carport, convenience is at your doorstep. Enjoy the expansive screened-in, two-level porch—perfect for a new hot tub or the construction of an outdoor kitchen. Step inside to discover a beautifully updated 2-bedroom, 2-bathroom home. The primary bath features a dressing/makeup area with dual sinks and a separate full bath. Both bedrooms boast generous closets. The Kitchen boasts Quartz Countertops and a Large Island with ample storage. A very nice Pantry for food and small appliance storage. Kitchen appliances are less than 18 months old. Including the LP Gas Range. The HVAC 4 Ton Heat Pump is less than 18 months old also. The Laundry is inside supporting a Stackable Washer and Dryer. The kitchen, seamlessly connected to the dining room, is perfect for hosting large gatherings. A nice touch is the Coffee/Wet Bar. New laminate flooring flows throughout the home, complemented by a built-in bar area and additional storage in the breakfast nook. Ceiling fans in each room ensure year-round comfort. For outdoor enthusiasts, our community offers kayak and boat launch facilities with direct access to Tampa Bay via our canal system. Engage in friendly competition with bocce ball, shuffleboard courts, and horseshoes. The heated community pool is open year-round for your enjoyment. Inside our clubhouse, you'll find a craft room and a spacious game room equipped with pool tables, card tables, indoor bar shuffleboard, and darts—perfect for creativity and socializing. Our community is alive with activity all year round, from themed dinners to dances, ensuring there's always something to keep you engaged. Conveniently located between Tampa and Sarasota/Bradenton, you'll have easy access to nearby beaches, amusement parks, and a variety of local attractions. Visit us and see why so many choose to call Caribbean Isles home.

109 N Saint Thomas Circle, Apollo Beach
6252 Hidden Branch Drive, Apollo Beach
$529,900
3 Beds ⋅ 2 Baths ⋅ Waterset SubDv. ⋅ 33572 Zip Code
Nearly new and extensively upgraded 3-bedroom, 2-bathroom single-family home located in Apollo Beach, Florida. Built in 2023, this approximately 1,998-square-foot residence offers modern construction, thoughtful upgrades, and smart-home features designed for comfortable Florida living. The property sits on an approximately 6,025-square-foot lot and offers a desirable single-story layout. The home features contemporary construction with masonry exterior and composition-shingle roofing. The property is located within a planned-development community with HOA amenities and convenient access to the South Shore area. A major highlight is the extensive collection of upgrades and smart-home improvements, providing enhanced convenience and functionality beyond a typical newer-construction home. The property presents an opportunity for buyers seeking a newer home without the wait and uncertainty associated with new construction. The home is conveniently located in the Apollo Beach/South Shore area, with a

6252 Hidden Branch Drive, Apollo Beach
5405 Tybee Island Drive, Apollo Beach
$1,875,000
4 Beds ⋅ 4 Baths ⋅ Mirabay Ph 2a-4 SubDv. ⋅ 33572 Zip Code
Gracious waterfront living awaits on an oversized, over half-acre lot in the Bay Estates community of MiraBay. Custom John Cannon Mediterranean construction and numerous updates by the current owner deliver impressive attention to detail and thoughtful design elements throughout. Designer lighting, tray ceilings and refined finishes enhance the home’s elegant interiors. Positioned on a private cul-de-sac lot with approximately 200 feet of water frontage and tropical landscaping, the property is complemented by a private dock and 20,000-pound full-service boat lift on the lagoon. Designed primarily for single-level living, the home features generous gathering spaces, including a formal living room and light-filled great room with fully retractable sliders opening to the screened lanai. An adjoining breakfast area flows into the chef’s kitchen, appointed with quartz countertops, a center island, pot filler, and Bosch and KitchenAid appliances. The formal dining room provides an intimate setting for entertaining, complemented by an adjacent entertaining bar, wine refrigeration and a generous wine cellar. The primary suite features a welcoming sitting area, seamless access to the pool terrace, dual closets and a spacious bath with dual vanities, an oversized tub and signature walk-through shower overlooking the garden. The first floor also includes two guest bedrooms, one en suite, an additional full bath with direct pool access, a large laundry room and a private den or office. Upstairs, a bonus room opens to a tranquil waterfront terrace and is joined by a fourth bedroom and full bath. Designed for Florida waterfront living, the home opens to a generous lanai with covered dining, an outdoor kitchen and fireplace, along with a heated pool and spa, creating an inviting setting for relaxing, entertaining and enjoying spectacular sunsets. The current owner has made significant improvements, including a 2025 tile roof, newer HVAC systems, tankless water heater, pool heater, and updates to the dock electrical panel, motor and cables. Additional features include a three-car garage with EV charging, a water purification system and plantation shutters. Located within a private gated enclave inside MiraBay, residents enjoy an array of community amenities, including the Club & Spa, fitness facilities, spa services, resort-style pool with waterslide, splash pad, tennis, parks, playgrounds, water recreation, a community dock and storage options. Ideally located in Apollo Beach with convenient access to shopping and dining, the property also offers connectivity throughout the greater Tampa Bay area, including Tampa, St. Petersburg and Sarasota.

5405 Tybee Island Drive, Apollo Beach
6273 Camino Drive, Apollo Beach
$320,000
3 Beds ⋅ 3 Baths ⋅ Waterset Ph 4a South SubDv. ⋅ 33572 Zip Code
Virtually Staged. SELLER OFFERS $5,000 TOWARDS BUYER CLOSING COSTS OR INTEREST BUY-DOWN RATE. This property includes a 13 MONTHS HOME WARRANTY PLAN for buyer’s peace of mind and to help make transition easier. Rarely used and meticulously maintained end-unit townhome, located in the heart of Waterset community, one of the most desired communities in Apollo Beach. This home has only seen one owner and has had very limited use, allowing many spaces to feel remarkably fresh and well preserved. This is an opportunity to enjoy the benefits of a six-year-old home with the look and feel of a nearly new property. The front entry opens up to a multi purpose flex room or office space that looks out onto the front porch. Open-concept living area combines a large kitchen, a central dining space and a family room. A half bathroom is also located on the first level. The kitchen is equipped with 42-inch upper cabinetry, featuring crown molding, a central island with eating space, quartz countertops, and stainless steel appliances. Upstairs, the primary suite features architectural tray ceilings, a spacious walk-in closet , and an en-suite bath with dual undermount sinks and a walk in shower. Two additional bedrooms share a second full bathroom. Laundry room is conveniently located on the upper level. This townhome comes with a detached spacious 2 car garage, which sits behind the property and connects via a paved rear courtyard area. The Garage Door opener was upgraded in 2025 and now is equipped with an integrated camera. The front entry features a SimplySafe video doorbell for added security and convenience. Take advantage of this opportunity to own an end-unit which offers privacy, security and space. Enjoy the Waterset lifestyle in Apollo Beach, a premier master-planned community offering resort-style amenities right outside your door. Residents enjoy multiple pools and clubhouses, fitness centers, pickleball, tennis, basketball, playgrounds, dog parks, and 12+ miles of walking and biking trails. The Lakeside offers a scenic lake, splash pad, playgrounds, dog parks, picnic areas and community gathering spaces. What makes this location even better? The Yard at Waterset is just a short walk away, offering a growing selection of restaurants, fitness and wellness services, pet care, childcare and everyday conveniences. Easy access to shopping, dining, Tampa International airport, MacDill AFB and major roadways.

6273 Camino Drive, Apollo Beach
133 S Saint Thomas Circle, Apollo Beach
$179,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
Welcome to Caribbean Isles Residential Cooperative. This home is a large 2 bedroom, 2 bath home partially furnished with Large eat-in Kitchen with a NEW DISH WASHER and the Laundry just off the Kitchen in a separate room that contains a NEW WASHER. The Primary Bedroom has 2 large Walk-in Closet that has a safe mounted to the floor in one for securing your valuables, with an Ensuite. The guest Bedroom has a Walk-in Closet also. Inside the home is has an abundance of storage. It has 2 large separate storage buildings. A Great Screened Patio to just sit and watch the world go by. This home has 2 mature Papaya Trees and 2 mature Mango Trees. The home is low maintenance and well-maintained. The HVAC replaced in 2022 and Return Air Duct was replaced in late 2024. The Owners had a Generator Switch installed to make it easier for alternate power in case of power failure. Caribbean Isles Residential Cooperative is a highly desired community to live in. It is a VERY Active 55+ community with heated pool plus many activities. From Shuffleboard and Bocce Ball to Corn Hole and Horseshoes. We welcome Golf Carts and several times a year we gather and decorate for Parades. The Clubhouse is used for Dances, Games, Dinners and more. In the Clubhouse we have a well-stocked Library and a large Craft Room. The Game Room has 3 Billiard Tables, 2 Poker Tables, a Bar Shuffleboard with 2 Dart Boards. Don't miss this opportunity.

133 S Saint Thomas Circle, Apollo Beach
5518 Luminar Pointe Lane, Apollo Beach
$349,490
3 Beds ⋅ 3 Baths ⋅ Mirabay - Townhomes At Compass Pointe SubDv. ⋅ 33572 Zip Code
5518 Luminar Pointe Ln, Apollo Beach, FL 33572 | 3 Bedrooms | 2.5 Bathrooms | Den | 2-Car Garage | Maintenance-Free Living | MiraBay Experience maintenance-free luxury living in MiraBay with this spacious 3-bedroom, 2.5-bath executive townhome with a den and 2-car garage, located in one of Apollo Beach's premier waterfront communities. Offering an impressive combination of space, upscale finishes, abundant storage, and a walkable location near MiraBay's resort-style amenities, this home delivers the Florida lifestyle you've been looking for. Step inside to an inviting open-concept floor plan featuring beautiful travertine flooring throughout the main level, soaring ceilings, crown molding, modern finishes, and an abundance of natural light. Double French doors open to a private den/home office, complete with built-in shelving. Storage is exceptional throughout the home, with walk-in closets in every bedroom, additional den storage, and a convenient closet tucked beneath the stairs. At the heart of the home is the chef's kitchen, featuring 42-inch upper cabinetry with crown molding, granite countertops, tile backsplash, stainless steel appliances including a wine refrigerator, breakfast bar with pendant lighting, and an oversized center island with additional dining space. A custom built-in hutch adds even more storage and character while creating the perfect space for entertaining. Upstairs, the expansive primary suite feels like a private retreat, beginning with its own foyer and opening to a generous bedroom with a separate sitting area. The ensuite bath features a garden soaking tub, oversized walk-in shower, dual-sink vanity with dedicated makeup space, and a large walk-in closet enhanced with California Closet storage. Two generously sized secondary bedrooms share a convenient Jack-and-Jill bathroom, while the upstairs laundry room includes built-in cabinetry and a utility sink. Enjoy Florida's indoor-outdoor lifestyle from the private pavered and fenced patio, perfect for relaxing, grilling, or entertaining. The 2-car garage is complemented by an oversized driveway long enough to accommodate trucks and SUVs, with additional guest parking conveniently located nearby. Enjoy the ease of maintenance-free living, with landscaping maintenance and water included in the HOA. The home is just steps from a neighborhood park and playground overlooking the lagoon and a short walk to the MiraBay clubhouse and community amenities. Located in the sought-after MiraBay community in Apollo Beach, residents enjoy a resort-style waterfront lifestyle with a clubhouse, pools, fitness center, tennis and pickleball courts, basketball, parks, playgrounds, walking trails, and opportunities for kayaking and paddleboarding. Convenient access to shopping, dining, I-75, Tampa, MacDill Air Force Base, and the greater Tampa Bay area makes this an exceptional opportunity for those seeking a luxury townhome in Apollo Beach, maintenance-free home in MiraBay, or resort-style Florida living. Luxury, space, convenience, and the MiraBay lifestyle come together at 5518 Luminar Pointe Ln—schedule your private showing today!

5518 Luminar Pointe Lane, Apollo Beach
5936 Golden Nettle Drive, Apollo Beach
$389,000
3 Beds ⋅ 2 Baths ⋅ Waterset Wolf Crk Ph A & D1 SubDv. ⋅ 33572 Zip Code
Welcome home to this spacious 3-bedroom, 2-bath residence featuring high ceilings, an open floor plan, and a desirable split-bedroom layout. The kitchen flows seamlessly into the family room, creating a comfortable gathering space, while the combined living and dining areas provide additional flexibility for entertaining and everyday living. The kitchen features solid-surface and stone countertops, and the home offers a combination of luxury vinyl, tile, and carpet flooring. Additional features include an in-wall pest control system, thermostat, window treatments, and energy-efficient double-pane, insulated, low-emissivity windows with shades. Enjoy an impressive selection of community amenities, including a clubhouse, community pool, fitness center, dog park, playground, park, tennis courts, sidewalks, street lighting, and association-owned recreational facilities. The community is golf-cart friendly and also features a community mailbox and wheelchair-accessible amenities.

5936 Golden Nettle Drive, Apollo Beach
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