Apollo Beach / Ruskin Homes under $250,000

Apollo Beach / Ruskin Homes under $250,000

Welcome to the charming coastal communities of Apollo Beach and Ruskin, nestled in the heart of Hillsborough County, Florida. Known for their warm climate and stunning waterfront views, these areas offer a unique blend of relaxation and vibrant living, making them a perfect destination for families, retirees, and anyone seeking a tranquil lifestyle by the sea.

Apollo Beach is famous for its beautiful beaches, scenic parks, and a plethora of outdoor activities. Residents enjoy easy access to boating, fishing, and kayaking in the sparkling waters of Tampa Bay. The nearby Ruskin is equally inviting, known for its rich agricultural heritage and friendly atmosphere. Here, you can explore local markets, indulge in fresh seafood, and experience the charm of small-town living.

For those looking to call this slice of paradise home, you’ll be delighted to discover that there are fantastic housing options available for under $250,000. Whether you're a first-time buyer, an investor, or someone looking to downsize, you can find charming single-family homes, cozy townhouses, and even waterfront properties that won’t break the bank.

Imagine waking up to the sound of gentle waves and enjoying sunset strolls along the shore—all while being close to modern amenities, shopping, and dining. With a growing community spirit and a variety of recreational activities, Apollo Beach and Ruskin offer the perfect backdrop for your next chapter. Don’t miss your chance to own a piece of this idyllic Florida lifestyle!

Newest Apollo Beach / Ruskin Homes under $250,000

6320 Fairway Boulevard, Apollo Beach
$189,900
3 Beds ⋅ 2 Baths ⋅ Apollo Beach Unit One Pt One SubDv. ⋅ 33572 Zip Code
HOTTEST DEAL IN TOWN!! This Fixer Upper is being sold AS-IS, and is the deal of a lifetime on a BLOCK HOME with a gorgeous IN-GROUND POOL in the heart of one of Apollo Beach’s most desirable areas! This is a great home for you to purchase and add some sweat equity, or an investor opportunity to flip or rent. This block home is the perfect canvas for you to flex your creativity. While rebuilding, convert the former garage space into a fantastic bedroom or bonus space! This one needs everything, so it is going to be perfect when you are done. The listing price is the STARTING offer price, and is LESS than the cost of the land, a pool, and the block work. DON’T MISS THIS OPPORTUNITY! This property will be available for showings until MONDAY OCTOBER 19, 2026. ALL OFFERS ARE DUE BY TUESDAY, OCTOBER 20, 2026. Offers will be reviewed, and the winning offer selected, on WEDNESDAY, OCTOBER 21, 2026. Please schedule a showing and Inspect the home before offer submission. For cash offers, Proof Of Funds must accompany the offer. If purchasing in a company name, supply articles of incorporation. No trespassing, must have an appointment to walk the property.

6320 Fairway Boulevard, Apollo Beach
119 E Saint Johns Way, Apollo Beach
$199,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
Bring the offers. Tragedy struck in December of 2025. Seller wants this home SOLD! Home shows very well. Make sure you take the time to click on the Virtual Tour and Welcome to Caribbean Isles Residential Cooperative. This home is a large 2-bedroom, 2 bath beautifully decorated FURNISHED home. As you enter it opens up to a large living room with built-in Electric Fireplace. That leads to the Dining Room with beautiful chandelier. The Primary Bedroom has a large Walk-in Closet with an Ensuite. The Architectural Shingle Roof, the HVAC Unit and the Duct Work under the home was just replaced in October of 2024. Laundry/Mud Room is just inside the rear entrance. The home is low maintenance, furnished and well-maintained. Caribbean Isles Residential Cooperative is a highly desired community to live in. It is a VERY Active 55+ community. From Shuffleboard and Bocce Ball to Corn Hole and Horseshoes. We welcome Golf Carts and several times a year we gather and decorate for Parades. The Clubhouse is used for Dances, Games, Dinners and more. In the Clubhouse we have a well-stocked Library and a large Craft Room. The Game Room has 3 Billiard Tables, 2 Poker Tables, a Bar Shuffleboard with 2 Dart Boards. Don't miss this opportunity.

119 E Saint Johns Way, Apollo Beach
211 S Port Royal Lane Unit 523, Apollo Beach
$199,900
3 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
Large 3 bedroom - 2 Bath home located in Caribbean Isles Residential Cooperative. This home has been meticulously maintained. The Lania is Glass enclosed and overlooks a picturesque pond with lighted fountain that provides a very relaxing moment. Split plan with large Primary Bedroom Dual Closets and an Ensuite. The home has a water Softener and an under-sink water filter fountain for drinking water. The Kitchen has an abundance of storage. The home is tastefully furnished. Bring your clothes and linens and move in. Caribbean Isles is a VERY ACTIVE 55+ Waterfront gated community with no HOA or CDD’s. Maintenance fee is $242.00 monthly. Some of the finest outdoor amenities are here to keep you as active as you want to be. Some of the amenities include year-round heated pool, kayak launch, and a boat launch. There is a separate storage lot for boats and trailers (for fee), bocce-ball, shuffleboard, and horseshoes. Inside, the clubhouse has many amenities including a large area for gatherings, dances, bingo, and of course pot-luck dinners to mention a few. Large game room including bar shuffleboard, darts, card table and 3 pool tables. Separate crafting room for ceramics (2 large kilns), quilting and other crafting. There are regular outside the park activities to keep you on the go. Come see why the Caribbean Isles in Apollo Beach is such a wonderful place to live. Come and enjoy your slice of PARADISE!

211 S Port Royal Lane Unit 523, Apollo Beach
520 Fairhope Drive, Apollo Beach
$213,950
3 Beds ⋅ 2 Baths ⋅ Apollo Beach Unit One Pt One SubDv. ⋅ 33572 Zip Code
Welcome to 520 Fairhope Dr, a conveniently located Apollo Beach home offering 3 bedrooms, 2 bathrooms, and an additional bonus room that provides flexible space for a home office, den, playroom, or other needs. The home features a functional layout with comfortable living areas and a screened-in patio, creating an inviting space to enjoy Florida’s outdoor lifestyle. The property is mostly move-in ready with some light TLC, offering an opportunity for the next owner to make cosmetic updates and add their own personal touches. The established neighborhood and single-story layout make this a practical option for a variety of buyers. Located in the desirable Apollo Beach area, the home is just minutes from the waterfront, local parks, dining, shopping, and recreational opportunities. Apollo Beach is known for its coastal atmosphere, boating and water activities, while nearby U.S. 41 provides convenient access to surrounding South Shore communities, Riverview, Brandon, and the greater Tampa Bay area.

520 Fairhope Drive, Apollo Beach
109 N Saint Thomas Circle, Apollo Beach
$184,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
Must-See Spacious Home. This home is among the largest in our community, offering ample space both inside and out. With off-street parking for up to 5 vehicles under a newly constructed Carport, convenience is at your doorstep. Enjoy the expansive screened-in, two-level porch—perfect for a new hot tub or the construction of an outdoor kitchen. Step inside to discover a beautifully updated 2-bedroom, 2-bathroom home. The primary bath features a dressing/makeup area with dual sinks and a separate full bath. Both bedrooms boast generous closets. The Kitchen boasts Quartz Countertops and a Large Island with Seating for 3 and ample storage. A very nice Pantry for food and small appliance storage. Kitchen appliances are less than 18 months old. Including the LP Gas Range. The HVAC 4 Ton Heat Pump is less than 18 months old also. The Laundry is inside supporting a Stackable Washer and Dryer. The kitchen, seamlessly connected to the dining room, is perfect for hosting large gatherings. A nice touch is the Coffee/Wet Bar. New laminate flooring flows throughout the home, complemented by a built-in bar area and additional storage in the breakfast nook. Ceiling fans in each room ensure year-round comfort. For outdoor enthusiasts, our community offers kayak and boat launch facilities with direct access to Tampa Bay via our canal system. Engage in friendly competition with bocce ball, shuffleboard courts, and horseshoes. The heated community pool is open year-round for your enjoyment. Inside our clubhouse, you'll find a craft room and a spacious game room equipped with pool tables, card tables, indoor bar shuffleboard, and darts—perfect for creativity and socializing. Our community is alive with activity all year round, from themed dinners to dances, ensuring there's always something to keep you engaged. Conveniently located between Tampa and Sarasota/Bradenton, you'll have easy access to nearby beaches, amusement parks, and a variety of local attractions. Visit us and see why so many choose to call Caribbean Isles home.

109 N Saint Thomas Circle, Apollo Beach
133 S Saint Thomas Circle, Apollo Beach
$179,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Co SubDv. ⋅ 33572 Zip Code
Welcome to Caribbean Isles Residential Cooperative. This home is a large 2 bedroom, 2 bath home partially furnished with Large eat-in Kitchen with a NEW DISH WASHER and the Laundry just off the Kitchen in a separate room that contains a NEW WASHER. The Primary Bedroom has 2 large Walk-in Closet that has a safe mounted to the floor in one for securing your valuables, with an Ensuite. The guest Bedroom has a Walk-in Closet also. Inside the home is has an abundance of storage. It has 2 large separate storage buildings. A Great Screened Patio to just sit and watch the world go by. This home has 2 mature Papaya Trees and 2 mature Mango Trees. The home is low maintenance and well-maintained. The HVAC replaced in 2022 and Return Air Duct was replaced in late 2024. The Owners had a Generator Switch installed to make it easier for alternate power in case of power failure. Caribbean Isles Residential Cooperative is a highly desired community to live in. It is a VERY Active 55+ community with heated pool plus many activities. From Shuffleboard and Bocce Ball to Corn Hole and Horseshoes. We welcome Golf Carts and several times a year we gather and decorate for Parades. The Clubhouse is used for Dances, Games, Dinners and more. In the Clubhouse we have a well-stocked Library and a large Craft Room. The Game Room has 3 Billiard Tables, 2 Poker Tables, a Bar Shuffleboard with 2 Dart Boards. Don't miss this opportunity.

133 S Saint Thomas Circle, Apollo Beach
125 Shell Falls Drive, Apollo Beach
$224,900
2 Beds ⋅ 2 Baths ⋅ Southshore Falls Ph 1 SubDv. ⋅ 33572 Zip Code
Virtually Staged. SELLER TO REVIEW ALL OFFERS ON OCTOBER 15TH, 2026. Welcome to easy coastal living in Del Webb Apollo Beach, a vibrant 55+ community where resort style amenities, social opportunities, and a welcoming neighborhood come together. This beautifully maintained two bedroom (plus den), two bathroom Centex villa offers comfortable single level living with a bright, open floor plan and thoughtful spaces designed for everyday living and entertaining. A private side entrance opens to a light filled interior with ceramic tile throughout the main living areas and an easy flow between the kitchen, dining, and living spaces. The kitchen features Corian countertops, generous workspace (pullout drawers), and plenty of room for preparing meals or gathering with friends and family. A flexible den provides the perfect space for a home office, reading room, hobby area, or occasional guest space. The spacious primary suite offers a relaxing retreat with a walk in closet and private bath, while the interior laundry room with full size washer and dryer adds everyday convenience. A two car garage provides secure parking and additional storage. Outside, the screened lanai overlooks a peaceful retention pond, offering tranquil water views and a wonderful setting for morning coffee, afternoon relaxation, or evening conversation. With low monthly HOA fees and no CDD, this home delivers the ease of maintenance free living while giving you more time to enjoy everything Del Webb has to offer, including multiple pools, tennis and pickleball courts, a fitness center, clubhouse, and an active calendar of social activities and events. Conveniently located between Tampa and Sarasota, with easy access to Gulf beaches, restaurants, shopping, entertainment, and medical facilities, this is an opportunity to enjoy the low maintenance, connected coastal lifestyle that makes Del Webb Apollo Beach so special.

125 Shell Falls Drive, Apollo Beach
114 Shell Falls Drive, Apollo Beach
$239,900
2 Beds ⋅ 2 Baths ⋅ Southshore Falls Ph 01 SubDv. ⋅ 33572 Zip Code
Waterfront. Del Webb. And ready for your vision. Here’s an opportunity to create exactly what you want in Southshore Falls, one of Apollo Beach’s gated 55+ communities. Set along the water, this home offers something you can’t add during a renovation…the setting. Out back, a peaceful pond becomes part of the everyday view. Step onto the screened porch, settle in and simply take it all in. It’s the kind of outdoor space that already has the right backdrop... you get to decide what the rest of the home becomes. Inside, the home is ready for its next chapter. It needs updating and refreshing so bring your ideas, choose your finishes and create a home that reflects your own style. Hurricane shutters provide an added layer of protection when Florida weather rolls in. And then there’s the community lifestyle. Southshore Falls is designed around the idea that downsizing your home doesn’t mean downsizing your life. At the center of the community is the Wellspring Club, where residents enjoy three heated pools, fitness facilities, pickleball, tennis, bocce, shuffleboard, a putting green and nearly five miles of walking trails. Inside, you’ll find spaces for cards, billiards, arts and crafts, fitness and community events. Spend the day as active, or as relaxed, as you choose, then come home to your own waterfront setting. The home needs some love. The location already has it. If you’ve been waiting for an opportunity to get into Southshore Falls and create a home that’s truly yours, this may be the one. See… Fall in Love with the Community… Make the Home Your Own!!

114 Shell Falls Drive, Apollo Beach
242 S Port Royal Lane, Apollo Beach
$139,000
2 Beds ⋅ 1 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Trade the snow shovel for sunglasses! Whether you’re ready to retire in Florida or simply want a warm-weather escape from winter, this beautifully maintained two-bedroom, one-bath home in Caribbean Isles Residential Cooperative offers an affordable way to start living the Florida lifestyle. Easy to maintain and thoughtfully updated, this home has had many of the big-ticket improvements already completed. The HVAC was replaced in 2024, new flooring was installed in 2022, the interior was freshly painted in 2024, and new ceiling fans were added in 2025. The kitchen features a double-door refrigerator and stove with convection oven and built-in air fryer, both new in 2022. Outside, attractive latticework was added to the golf cart port and front of the home in 2025, adding privacy and curb appeal. Best of all, there are no backyard neighbors, giving you a little extra breathing room when it’s time to relax. This is the kind of home that makes Florida living easy — comfortable enough for year-round retirement, yet manageable enough to close up when the season ends. Bring the golf cart, pack the flip-flops, and leave plenty of room in the calendar for fun! Caribbean Isles is a gated, resident-owned 55+ waterfront cooperative offering the resort-style lifestyle Florida is famous for. Enjoy the heated pool, clubhouse, social events and activities, boating and kayaking access, and miles of private roads perfect for walking, biking, and golf-cart rides. And because you become a shareholder in the cooperative, there is NO LOT RENT. Conveniently located in Apollo Beach between Tampa/St. Petersburg and Sarasota/Bradenton, you’ll be close to shopping, restaurants, medical services, beaches, and plenty of Gulf Coast adventures. Why spend another winter scraping ice off the windshield when you could be deciding whether today is a pool day or a golf-cart day? Come see how affordable your Florida getaway can be!

242 S Port Royal Lane, Apollo Beach
225 S Port Royal Lane, Apollo Beach
$234,900
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Welcome to easy Florida living! This 2-bedroom, 2-bath home on a CORNER LOT offers a peaceful pond view, wonderful indoor/outdoor living, and major updates already completed — ROOF, HVAC and WATER HEATER all replaced in 2020! The open kitchen features a center island perfect for gathering and flows into a spacious living area and fully enclosed Florida room overlooking the lighted pond and fountain. Step outside to the rear patio, or enjoy morning coffee and neighborhood hellos from the screened front porch with Trex flooring. The primary suite includes an en-suite bath with walk-in shower, while neutral décor throughout makes it easy to add your own style. A garage provides space for your car, golf cart, workshop, hobbies, or additional storage. The home also came through the recent hurricanes with no reported impact. And then there’s the Caribbean Isles lifestyle! This gated, resident-owned 55+ waterfront cooperative offers NO LOT RENT, direct water access for boating and kayaking, a year-round heated pool, clubhouse, games, activities, dinners, dances, and plenty of opportunities to stay active and social. Four miles of private roads are perfect for walking, biking, or cruising by golf cart. Located in Apollo Beach between Tampa/St. Petersburg and Sarasota/Bradenton, you’re close to beaches, shopping, restaurants, medical services, and more. Whether you're searching for a full-time retirement home or a seasonal Florida escape, this one delivers the space, setting, updates, and lifestyle to start enjoying Florida from day one.

225 S Port Royal Lane, Apollo Beach
116 W Saint Johns Way, Apollo Beach
$124,000
2 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
WATERFRONT DREAMS START HERE! Imagine creating your own slice of Florida paradise on this affordable CANAL FRONT property in the highly sought-after Caribbean Isles Residential Cooperative, a gated, resident-owned 55+ waterfront community. Whether you choose to renovate the existing home or replace it with a beautiful new manufactured home, this property offers incredible potential at a price that's barely above the value of the share and lot alone. Even better, NEW HVAC system has already been installed, giving you a head start on your vision. Enjoy the freedom of NO LOT RENT and NO CDD fees, with a remarkably low monthly maintenance fee of just $242, making waterfront living more affordable than you ever imagined. Step into your backyard and picture adding your own private dock, then cruise through the community canals directly to Tampa Bay and the Gulf of Mexico. If you're not ready to build a dock, you'll still have easy access to the community boat and kayak launch, plus secure on-site boat storage for just $120–$250 annually. Life at Caribbean Isles is about so much more than boating. This vibrant, pet-friendly and golf-cart-friendly community offers a true resort lifestyle with a heated pool, clubhouse, library, craft room, game room, shuffleboard, bocce, and an active calendar filled with dinners, dances, clubs, and social events. Professional on-site management keeps the community beautifully maintained, while ownership includes a voting share in this welcoming resident-owned cooperative. Whether you're searching for a waterfront winter getaway, a year-round residence, or the perfect location to build your dream home, this is a rare opportunity to enjoy affordable Florida waterfront living in one of Apollo Beach's most desirable 55+ communities.

116 W Saint Johns Way, Apollo Beach
103 Saint George Court, Apollo Beach
$240,000
3 Beds ⋅ 2 Baths ⋅ Caribbean Isles Residential Cooperative SubDv. ⋅ 33572 Zip Code
Imagine starting your Florida mornings with coffee on your screened lanai, overlooking the peaceful pond and fountain just beyond your backyard. Located on a quiet cul-de-sac with no drive-by traffic, this spacious 2000 double-wide offers easy Florida living, whether you're looking for a year-round residence or the perfect seasonal retreat. Offering THREE bedrooms—or two bedrooms plus a den, office, or hobby room—the flexible floor plan provides plenty of room for guests and everyday living. High ceilings and ceiling fans throughout create an open, airy feel, while wide hallways and an exterior ramp provide added accessibility and convenience. The roof was replaced in 2021, and the home has been very well maintained. The spacious primary suite features beautiful arched windows, a double-wide walk-in closet, and an ensuite bath with a walk-in shower, double sinks, and additional storage. A separate laundry room offers even more storage—including that always-useful broom closet! The kitchen is designed for gathering, with a center island offering casual seating, a built-in cooktop, and convenient pan storage underneath. But your favorite living space may be outside—a SCREENED LANAI stretching across the width of the home and overlooking the pond and fountain. It's the perfect spot for morning coffee, entertaining friends, or simply enjoying the Florida sunshine and peaceful view. A separate shed provides generous workshop or storage space, and the covered carport keeps your vehicle protected. Located in the gated, resident-owned 55+ Caribbean Isles Residential Cooperative, ownership means NO LOT RENT! Instead, residents pay an affordable monthly maintenance fee while enjoying an impressive array of resort-style amenities. Take a dip in the heated pool, play shuffleboard or bocce, or enjoy the clubhouse, game room, library, craft room, community dinners, dances, clubs, and year-round activities. Boaters and kayakers will appreciate the on-site boat and kayak launch and waterfront canal system leading toward Tampa Bay. Conveniently located between Tampa and Sarasota, you're close to shopping, restaurants, medical facilities, and everyday necessities, with beautiful Gulf Coast beaches approximately 40 minutes away and Orlando's world-famous theme parks less than two hours away. Affordable, comfortable, and surrounded by the Florida lifestyle you've been waiting for—bring your golf cart and your suntan lotion. Your pond-side retreat in Caribbean Isles is ready to welcome you home!

103 Saint George Court, Apollo Beach
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