Tampa / Temple Terrace Homes with River Water Frontage

Tampa / Temple Terrace Homes with River Water Frontage

Welcome to the enchanting region of Tampa and its charming neighbor, Temple Terrace, located in the heart of Hillsborough County, Florida. This vibrant area is not just known for its sunny weather and beautiful beaches, but also for its rich history, diverse culture, and thriving community. Nestled along the banks of the Hillsborough River, Temple Terrace offers a unique blend of suburban tranquility and urban convenience, making it an ideal location for families, retirees, and anyone seeking a laid-back lifestyle.

One of the most alluring features of this region is the availability of homes with stunning river waterfrontage. Imagine waking up to the gentle sounds of the water, surrounded by lush greenery and picturesque views. These properties provide a rare opportunity to enjoy nature right at your doorstep, whether you’re kayaking on the river, fishing, or simply soaking in the serene atmosphere from your patio.

The riverfront homes in Temple Terrace boast a variety of architectural styles, catering to different tastes and preferences. From cozy bungalows to spacious modern estates, there’s something for everyone. Many of these properties come with private docks, allowing for easy access to recreational activities on the water.

Living in Tampa and Temple Terrace means you’re just a short drive away from the bustling downtown area, renowned restaurants, and cultural attractions. Whether you’re exploring local parks, indulging in the vibrant culinary scene, or enjoying the arts, this region offers an abundance of experiences.

Discover the perfect blend of waterfront living and community charm in Tampa and Temple Terrace. Your dream home awaits!

Newest Tampa / Temple Terrace Homes with River Water Frontage

$199,999
2 Beds ⋅ 2 Baths ⋅ River Oaks Condo Iv SubDv. ⋅ 33617 Zip Code
Virtually Staged. First-floor living at its finest! Welcome to 4965 Puritan Circle #401, Tampa, FL 33617, a beautifully remodeled 2-bedroom, 2-bathroom condo in the gated River Oaks community. This move-in-ready, maintenance-free home offers approximately 1,217 square feet of updated living space with luxury vinyl flooring, fresh paint, recessed lighting, an open-concept layout, and a stunning kitchen featuring quartz countertops, custom cabinetry, stainless steel appliances, and a breakfast bar. The spacious primary suite includes an updated en-suite bath, while both bathrooms have been completely renovated with designer tile, modern vanities, and brushed gold fixtures. Step outside to the oversized screened patio—perfect for relaxing or entertaining—with one of the community pools less than 100 feet away. River Oaks offers two pools, a clubhouse, scenic walking paths, and private Hillsborough River access for kayaking, canoeing, and fishing. The condo also includes a covered assigned parking space with additional guest parking. The HOA covers water, trash, exterior building insurance, pest control, and exterior maintenance, allowing you to enjoy true maintenance-free living. Investor-friendly! Rentals are allowed immediately after purchase, making this an excellent opportunity for both homeowners and investors. Conveniently located just minutes from USF, Moffitt Cancer Center, AdventHealth, the VA Hospital, Busch Gardens, I-75, I-4, Downtown Tampa, and less than five minutes from shopping, dining, grocery stores, coffee shops, and fitness centers. Offered at $199,999, this beautifully renovated first-floor condo offers modern upgrades, resort-style amenities, an unbeatable location, and outstanding investment potential. Schedule your private showing today!

4965 Puritan Circle Unit 401, Tampa
$725,000
3 Beds ⋅ 2 Baths ⋅ Montgomery Sub SubDv. ⋅ 33617 Zip Code
Welcome home! Waterfront living meets timeless design in this beautifully refreshed mid-century style farmhouse. Set on a private 0.35-acre lot with over 100 feet of Hillsborough River frontage, this exceptional property offers a rare opportunity to enjoy peaceful waterfront living just minutes from the heart of Tampa. Located outside the flood zone and unaffected by recent hurricanes, it provides the peace of mind that's becoming increasingly difficult to find. Inside, an open-concept layout is designed to maximize natural light and picturesque river views. The beautifully updated kitchen features white shaker cabinetry, a large center island, granite countertops, stainless steel appliances, a stainless steel range hood, farmhouse sink, and a recently updated backsplash. Porcelain tile flows throughout the home, while the inviting living room is centered around a brick wood-burning fireplace and overlooks both the screened saltwater pool and the Hillsborough River beyond. The primary suite also enjoys tranquil river views and a beautifully updated ensuite bathroom. Designed for effortless indoor-outdoor living, the backyard is a private waterfront retreat. Enjoy a screened, solar-heated saltwater pool with a sun shelf, waterfall, and fountain, a spacious patio for entertaining, a fire pit, composite dock, lush new irrigation, and a fully fenced yard with double gate access for convenient boat or RV storage. Whether you're spending the day on the water or relaxing poolside, this property was made to embrace the Florida lifestyle. Additional improvements include a 2025 HVAC system, 2017 roof, double-pane windows, fresh interior paint, cosmetic updates throughout, a whole-house water softener, and a spacious two-car garage, making this home truly move-in ready. Whether you're searching for a primary residence, a luxury second home, or an income-producing investment, this property offers exceptional versatility. It previously generated over $100,000 in gross Airbnb revenue in 2019, highlighting its proven short-term rental potential. Ideally located just minutes from Downtown Tampa, Armature Works, Ybor City, Busch Gardens, and some of the area's best dining, shopping, and entertainment, this home offers the perfect balance of privacy, convenience, and waterfront living. Opportunities to own over 100 feet of Hillsborough River frontage outside a flood zone are exceptionally rare. Schedule your private showing today.

4221 River Hills Drive, Tampa
$78,000
1 Baths ⋅ Waterside Condo Ii SubDv. ⋅ 33617 Zip Code
ATTENTION investors: Riverfront Studio Apartment -Turnkey Investment with Long-Term Tenant. Excellent opportunity to own a riverfront studio apartment with reliable rental income from day one. This well-maintained unit is currently occupied by a long-term tenant under a 2-year lease, providing immediate cash flow with no vacancy concerns. Property Features: -Prime riverfront location with scenic water views, clubhouse, on-site laundry, gym, and pool. - Efficient, well-designed studio layout. - Strong investment potential. - Tenant in place with approximately 2 years remaining on the lease. - Lease transfers to the new owner at closing. - Low-maintenance investment. - Close to shopping, dining, parks, and public transportation. This property is ideal for investors seeking a stable, income-producing asset in a desirable waterfront location. Charming studio condo in the heart of Tampa with beautiful Hillsborough River views. Enjoy the community pool, jacuzzi, covered pier, and direct boat access to the river. A great opportunity for a primary residence, vacation getaway, or investment. Don't miss this waterfront gem!

4140 Dolphin Drive, Tampa
$517,400
3 Beds ⋅ 2 Baths ⋅ Temple Terrace Estates SubDv. ⋅ 33617 Zip Code
Rare Hillsborough River pool home offering a private waterfront setting, renovated chef's kitchen, detached air-conditioned bonus space, and the outdoor lifestyle Tampa buyers dream about. Welcome to your own private waterfront retreat. Nestled beneath a canopy of mature trees along the Hillsborough River, this beautifully maintained 3 bedroom, 2 bathroom home offers the perfect blend of comfort, character, and Florida living. The renovated chef's kitchen features stylish finishes, abundant cabinetry, and a functional layout designed for both everyday living and entertaining. Thoughtfully designed living spaces create a warm and inviting atmosphere while taking full advantage of the property's scenic surroundings. Outside, the lifestyle truly shines. Enjoy the sparkling pool, backyard, and covered outdoor living area ideal for creating an outdoor kitchen, hosting gatherings, or simply relaxing while overlooking the river. The peaceful waterfront setting provides opportunities for kayaking, fishing, wildlife watching, and enjoying spectacular sunsets right from your backyard. Adding exceptional flexibility, the detached air-conditioned bonus space is perfect for a home office, fitness studio, media room, creative workspace, or guest retreat. Offering a rare combination of waterfront beauty, versatile living space, and resort-style outdoor amenities, this Hillsborough River property is an exceptional opportunity to experience the very best of Tampa waterfront living.

11935 Riverhills Drive, Tampa
$350,000
4 Beds ⋅ 3 Baths ⋅ Scaglione Sub SubDv. ⋅ 33617 Zip Code
Welcome to this rare waterfront home ideally placed on the border of downtown Temple Terrace. Located on a quiet cul-de-sac in the desirable 33617 zip code, this 4-bedroom, 2.5-bath, 2,078 sqft residence offers views of the scenic Hillsborough River on a spacious 0.25-acre lot. This home is a fantastic rehab loan opportunity featuring two HVAC systems (one replaced in 2012, the other of unknown age) and a roof, age unknown, water heater 2023, — ideal for buyers looking to customize and add value. Zoned RSC-6, the property supports single-family living with the added potential for an Accessory Dwelling Unit (ADU) — ideal for multi-generational families and rental income. This layout includes generous main-level living areas, with a lower level space ideal for a gathering place, homeschool pod, craft area, or business enterprise. The second level includes 4 bedrooms and two full bathrooms. This non-HOA property fulfills all wants and needs within a short radius; brave the adventure at Busch Gardens and commute to University of South Florida, each 4 miles away, or across the river experience downtown Temple Terrace and golf at your leisure on a brisk 2 mile route. Centrally located to major highways while also embracing the wildlife, enjoy kayaking, fishing, boating, and stunning river views from your home in Flood Zone X (no flooding history from prior Hurricanes Helene or Milton). A true hidden gem with tremendous opportunity to create (or expand) your dream riverfront home. Priced at $375,000.

8020 Tierra Verde Drive, Tampa
$199,900
3 Beds ⋅ 3 Baths ⋅ Riverwalk At Waterside Island SubDv. ⋅ 33617 Zip Code
Welcome to waterfront living at its finest! This beautiful end-unit condo offers 3 bedrooms, 2.5 bathrooms, and a bright open floor plan designed for comfortable everyday living. The main level is filled with natural light & features, a spacious living room, dining area, an inviting kitchen complete with stainless steel appliances, ceramic tile flooring, & a brand-new backsplash. A convenient half bath completes the first floor. Upstairs, you’ll find all three bedrooms, including a spacious primary suite with a walk-in closet & a private full bathroom. Luxury vinyl flooring runs throughout the second level, which also includes a second full bathroom & a laundry area conveniently located just outside the bedrooms. The staircase has been enhanced with beautiful new hardwood flooring, and the entire ground floor has been freshly painted. From the moment you step through the front door, you’ll feel like you’re on vacation. Enjoy your morning coffee while taking in the tranquil water views from your own private outdoor sitting area. Just steps from your door, you’ll find a playground, a gym & a boat docking station for waterfront units & the community pool, offering endless opportunities for relaxation and recreation. Perfectly located near parks, golf courses, casinos, shopping, & dining, located also within minutes away from USF & Ybor City, this exceptional waterfront condo combines convenience, comfort, & scenic beauty. Don’t miss the opportunity to make this stunning home your own!

7434 E Bank Drive, Tampa
$799,000
4 Beds ⋅ 4 Baths ⋅ Terrace River Ph 2 SubDv. ⋅ 33637 Zip Code
RIVERFRONT POOL HOME! Enjoy Florida living at its finest with panoramic water views, a private pool, beautiful sunsets, & NO FLOOD INSURANCE REQUIRED! Seller is offering a $10,000 credit toward buyer closing costs, prepaid expenses, or a possible interest rate buydown with an acceptable offer, helping reduce upfront costs and improve affordability. Qualified buyers may also benefit from a VA assumable loan at 3% (veteran status is NOT required). This home offers endless possibilities for multi-generational living, extended guest accommodations, executive rentals, and large-scale entertaining. The home features 4 bedrooms, 3.5 baths, and 3,400 square feet of living space, PLUS a large basement with a bar area and additional unfinished rooms ready for customization. Outdoor amenities include an oversized pool and deck area, an outdoor kitchen, and a rooftop patio. Interior highlights include soaring ceilings, a gas fireplace, granite kitchen countertops, and a main-level primary suite with a spa-like bathroom and custom walk-in closet. Upstairs, two bedrooms feature private ensuite bathrooms and walk-in closets. The fourth bedroom, smaller in size, is ideal for an office, hobby room, or sitting area and includes access to the rooftop balcony. A new roof was installed in 2021. Conveniently located near the University of South Florida, major hospitals, recreation facilities, Amazon facilities, and easy access to I-75, I-4, and I-275.

7425 Terrace River Drive, Tampa
$123,000
2 Beds ⋅ 2 Baths ⋅ Waterside Condo I SubDv. ⋅ 33617 Zip Code
Virtually Staged. Two-bedroom, two-story condo in a gated community along the Hillsborough River featuring no upstairs neighbors and peaceful pond views from the private balcony. Community amenities include a pool and scenic riverfront surroundings. Ideally located near University of South Florida, Temple Terrace, and Tampa with easy access to parks, shopping, and dining.

7143 E Bank Drive Unit 7143, Tampa
$1,599,000
Unplatted SubDv. ⋅ 33637 Zip Code
Video on YouTube: "Tampa Land Opportunity Near I-75 & I-4" Rare corner acreage offering 700+ feet of unobstructed road frontage at the convergence of Tampa’s I-75 and I-4 corridors. Approximately 5.01 acres located just off I-75 and within five miles of I-4, offering exceptional visibility, access, and long-term flexibility. This corner parcel features approximately 700+ feet of unobstructed road frontage with no buffer or setback restrictions impacting visibility, making it a highly visible and functional site. The property is currently zoned AS-1, with neighboring parcels to the south zoned IH and to the west zoned CN, providing supportive surrounding context for future development subject to county approvals. The land is free of environmental contamination and includes a 250-foot deep, county-installed potable well, bi-annually tested. Unlike the south and west neighboring parcels, mandatory city water and sewer connection is not required, though municipal utilities are available approximately 1,000 feet away if desired. Approximately 300 feet of seasonal creek frontage on both sides of the property may appeal to residential or mixed-use concepts, while the unrestricted frontage and visibility also support strong commercial or industrial potential. There is an opportunity to assemble with adjacent parcels, whose owners are agreeable, creating an expanded footprint that may appeal to buyers seeking scale for commercial, industrial, or mixed-use development (conceptual). This parcel serves as a keystone site within the corridor due to its frontage, visibility, and positioning. Co Buyer to verify all zoning, density, and development potential. FEMA flood designation is based on a 1980 panel. Buyers may pursue their own survey or FEMA LOMA if they wish to further evaluate the designation.

9014 122nd Avenue, Tampa
$88,000
1 Beds ⋅ 1 Baths ⋅ Waterside Condo I SubDv. ⋅ 33617 Zip Code
Welcome to Waterside Condominium a beautifully renovated and maintained condo offering comfort, convenience, and the best of Tampa living. This first-floor unit provides easy access and a functional layout perfect for everyday living or seasonal enjoyment. Community with desirable amenities, this property offers easy access to shopping, dining, major highways, airport, university and all that Tampa has for you.. Whether you're looking for a primary residence or investment opportunity, this condo is a must-see.

7108 Waterside Drive Unit 103, Tampa
$78,000
1 Baths ⋅ Waterside Condo Ii SubDv. ⋅ 33617 Zip Code
This fully renovated first-floor studio condo is currently leased at $1,050 per month, offering immediate rental income in a gated Tampa riverfront community. Recent upgrades include fresh interior paint, stainless steel appliances, new countertops and cabinetry, vinyl wood-style flooring throughout, updated bathroom fixtures, and new tile in the shower—reducing near-term capital expenses and making this a true turnkey asset. The HOA includes exterior maintenance, water, sewer, and trash, helping streamline ownership and simplify management. Residents enjoy access to resort-style amenities including a swimming pool, hot tub, fitness center, racquetball courts, private boat ramp, optional boat and trailer storage, and a riverside gazebo—features that support long-term tenant appeal. Conveniently located near USF, Busch Gardens, major medical facilities, shopping, dining, and commuter routes, this property sits in a high-demand rental corridor within an established Tampa community. An excellent opportunity for investors seeking immediate cash flow with minimal upfront work.

4131 Dolphin Drive Unit 4131, Tampa
$100,000
1 Beds ⋅ 1 Baths ⋅ Waterside Condo Iii SubDv. ⋅ 33617 Zip Code
This is a great one bedroom and one bathroom with 626 sf ground floor condo unit located within a serene riverside community. This unit has a fantastic River view which has never been flooded. The view of the river is breathtaking with the capture of wildlife and the peace full surroundings. This unit is part of a large well managed condo complex that offers a community pool, clubhouse, playground, laundry facilities, gazebo, lake boat dock, and a gated community. This complex and unit is close to shopping, The VA, USF college, Bush Gardens, and downtown Tampa . Why would you want to rent when you can own in a great community, with lots of amenities to be enjoyed.

7146 E Bank Drive Unit 7146, Tampa
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